Product Director · Fintech Strategist · Builder

Building what's
next in fintech.

Product Director at HyperPay. A decade of building and shipping products with startups — from wallets and card programs to payment gateways. Now building at the intersection of finance and intelligence.

Riyadh, Saudi Arabia
About

A decade at the intersection
of finance and technology.

I'm a product strategist and fintech operator with over a decade of experience building regulated financial products in Saudi Arabia. My work sits at the intersection of complex payment infrastructure, regulatory compliance, and user-first product thinking.

I've led product and operations at companies like Noon Pay, Loop, Salla, and now Hyperpay — shipping digital wallets, payment gateways, card programs, and expense management platforms that process real transactions for real businesses.

Beyond fintech, I'm deeply interested in how AI and intelligent systems can reshape financial workflows — from smarter compliance tools to AI-native product experiences that don't just process data, but act on it.

10+
Years Building & Scaling Products

Experience across startups, product, operations, fintech, payments, and digital ventures.

4+
Regulated Product Journeys

Hands-on experience supporting financial products across product, compliance, operations, risk, and launch readiness.

XFN
Cross-Functional Product Leadership

Bridging business, product, technology, operations, compliance, and customer needs to launch complex digital products.

0→1
Founder-Minded Builder

Turning ideas into products, teams, operating models, pilots, launches, and scalable business lines.

Experience

Where I've built.

Hyperpay

Current
Product Director, HyperSpend
Jun 2025 — Present
Riyadh, Saudi Arabia

Leading HyperSpend — a SAMA-regulated corporate expense management and prepaid card issuance platform built from the ground up. Owning the full product lifecycle: roadmap, regulatory readiness, vendor integrations, fraud systems, and commercial launch strategy.

Corporate card issuanceExpense managementSAMA regulatedGTM executionTeam ManagementB2BProduct StrategyCross-Functional Leadership

Loop

Head of Products
Jun 2023 — Jun 2025
Saudi Arabia

Led product strategy and development for consumer and business wallets serving B2C and B2B segments. Drove end-to-end product lifecycle from ideation to launch across fintech, banking, and card services for both retail and enterprise clients.

Consumer & business walletsB2B fintechProduct strategyCross-functional leadership

Salla

Payments Operations Manager
Dec 2022 — Feb 2023
Saudi Arabia

Spearheaded payment operations, bank relationships, and regulatory compliance within Saudi Arabia's leading e-commerce platform. Managed payment license submissions, cross-functional operations teams, and KPI frameworks.

Payment operationsBank partnershipsRegulatory complianceTeam management

Noon — noon pay

Head of Operations
Apr 2020 — Nov 2022
Saudi Arabia

Built and led operations for Noon's payment gateway and digital wallet services. Contributed to SAMA EMI license submission and maintained active regulatory dialogue. Oversaw merchant onboarding, integration support, fraud monitoring, and customer operations.

Payment gatewayDigital walletEMI license (SAMA)Fraud monitoring

Wala Plus

Product Manager
Nov 2019 — Mar 2020
Saudi Arabia

Managed agile product development for an employee loyalty program. Defined product strategy, GTM execution, competitive analysis, and integration partnerships with industry-leading systems.

Product StrategyGTM ExecutionB2B

Oracle Systems Limited

NetSuite Territory Manager
Jan 2019 — Oct 2019
Saudi Arabia

Drove NetSuite ERP adoption across the territory. Managed enterprise solution proposals, ROI consultations, and full-cycle implementations in collaboration with Pre-Sales and Professional Services.

ERPEnterprise SolutionsImplementationB2BSales

Sprent App

Operation and Technology Manager
Jun 2016 — Oct 2018
Saudi Arabia

Led operations and technology execution for Sprent App, supporting platform development, process design, vendor coordination, and customer-facing improvements during the company's early growth stage.

StartupOperationsTechnology

PayFort — Amazon Payments

Merchant Development Specialist
Jan 2016 — May 2016
Dubai

Supported merchant growth and payment gateway adoption across PayFort's digital payments ecosystem, working with merchants on onboarding readiness and e-commerce payment use cases.

PaymentsE-commercePayment Gateway

Dada Bhai Saudi Arabian Group

IT Technician
Jun 2012 — Oct 2015
Saudi Arabia

Started my career in IT operations, supporting systems, infrastructure, users, and day-to-day technical troubleshooting while building a practical foundation in technology and business operations.

IT OperationsTechnical SupportInfrastructure
Expertise

What I know well.

Fintech Product Strategy

End-to-end product ownership across wallets, card programs, expense management, and payment platforms — from zero to regulated launch.

Payments Infrastructure

Deep knowledge of card processing, issuing models, payment gateways, acquiring ecosystems, and settlement mechanics.

Regulatory & Compliance

Navigating SAMA frameworks, EMI licensing, KYC/KYB systems, vendor risk, and operational compliance across Saudi Arabia.

AI & Intelligent Systems

Building at the intersection of AI and financial infrastructure — intelligent automation, LLM-powered workflows, and AI-native product experiences.

GTM & Commercial Strategy

From pricing structures and launch phasing to partnership models — designing the commercial engine behind regulated financial products.

Cross-functional Leadership

Leading unified delivery across product, engineering, operations, risk, compliance, and vendor ecosystems at scale.

Current Work

What I'm working on.

Active

HyperSpend

Hyperpay

Building a SAMA-regulated corporate expense management and card issuance platform from the ground up — covering business wallets, prepaid cards, multi-level approvals, settlements, and enterprise onboarding.

FintechCard IssuingSAMA RegulatedB2B
Experimenting

AI-Native Financial Tools

Personal R&D

Exploring how large language models and AI agents can be embedded into financial workflows — from intelligent expense categorization and regulatory document analysis to compliance automation.

AILLMAutomationFintech
Open

Product Advisory

Select Engagements

Working with early-stage fintech founders on product strategy, regulatory readiness, and go-to-market in Saudi Arabia. Limited engagements only.

AdvisoryStrategySaudi MarketFintech
Contact

Let's build
something.

Whether you're launching a fintech product, navigating SAMA compliance, or exploring what AI can do for financial services — I'd like to talk.